Monday, October 1, 2007

Why people address in bank for the credit?

Why people address in bank for the credit? Because it would be desirable to have the apartment (the house, a site of the ground, it is a lot of money on the security) (Necessary - to emphasize). This all as-time is clear. A question not about it. And what serves as the basic motivation to address in bank, and to receive the credit? - own calculation? - an example and advice of the fellow worker (neighbour Vasi, the school friend, the distant relative)? - Bright advertising? Unfortunately, in most cases, not own calculation, and an example of "neighbour Vasi" buying on credit already the third apartment, or bright advertising - play a main role at the reference to the mortgage. And for this reason, the mortgage, instead of a source of the blessing, threatens to become a source of troubles. The mortgage: servitude or the blessing? Present, that it were necessary for you of money: they are necessary to you urgently enough, and thus the "decent" sum is necessary to you. (for completeness of sensations I shall substitute-‡ figures: 100 000 dollars) are necessary Where they can be taken? - A variant the first: to earn. We take the monthly salary: we subtract from it necessary charges: on meal, clothes, the maintenance of family, the rent and so forth, something is postponed for contingencies. How many remains? Now we imagine the demanded sum and we divide into that money which we can monthly postpone. What is the time it is required to receive the necessary sum of money? - a variant of the second: to leave on street with the big hat (that the necessary sum of money there was located) and... Is not present? In the street to get it is impossible? - the Variant the third: to borrow from friends. (here when the friendship is checked). What, too it is impossible? And under percent to borrow tried? Too it is impossible? Though it was possible to borrow something? Perfectly: good friends have appeared! - then there is one more variant: to take money in bank. In most cases, this variant - more effective, than named above. That is, it turns out, that the bank - can act how the best friends act only!!! That is, the mortgage - can be the blessing. But the mortgage - can be and servitude. Really, if under the credit it is necessary

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